1303 N Garfield Ave, Sioux Falls, SD 57104

$258,600
3
BD
2
BA
1,200
SqFt

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List Price
$258,600
Type
Single Family Residence
MLS#
22600672
Bedrooms
3
Bathrooms
2
Living Area
1,200
Lot Size
5,074

Property Description

Brand-New Construction | Easy Access to Interstate and Downtown | Affordable Path to Ownership | Two Blocks to All City Elementary Welcome home to this thoughtfully designed new construction offering 1,200 sq. ft. of efficient, modern living. Built with durable 2x6 stick construction for enhanced energy efficiency, this home features smart design, neutral finishes, and room to grow—inside and out. The open-concept main level includes three bedrooms and two bathrooms, anchored by a private primary suite with an en-suite bath. Main-floor laundry adds everyday convenience, complete with a brand-new washer and dryer. The eat-in kitchen is equipped with stainless steel appliances and a dishwasher, making both daily living and entertaining easy. An attached double garage provides added functionality, while the unfinished basement offers excellent potential to build equity. The lower level is ready for your finishing touches and has room for a future family room, two additional bedrooms, and another bathroom. Enjoy a convenient location near the Denny Sanford Premier Center, with quick access to I-29 and downtown. Buyer Qualification Requirements Purchasers must meet the following program guidelines: Income limits: • 103,400 Net worth limits: • Age 61 or younger: less than $125,000 total net worth or $105,000 in liquid assets • Age 62 or older: less than $250,000 total net worth or $140,000 in liquid assets Buyer must occupy the home as their primary residence. Financing Details This price includes an $11,400 forgivable loan from SDHDA: • Purchase price: $270,000 • First mortgage: $258,600 • Soft second mortgage: $11,400 (Forgiven at $2,280 per year over five years) You must qualify for bank financing to purchase the home. To check eligibility for the Governor's House program, contact rhea@secog.org

Additional Information

School District
SiouxFalls
Middle School
George McGovern MS - Sioux Falls
High School
Thomas Jefferson High School
Elementary School
Garfield ES
Acres
0.12
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Basement
Full
Foundation
Poured Concrete
Heating
Natural Gas
Interior Features
Primary Bathroom, Main Level Laundry, 3+ Bedrooms
Living Area
1,200
Lot Size
5,074
Roof
Composition
Sewer
Public Sewer
Style
Ranch
Subdivision
Merediths 2nd Addn
Water
Public
Year Built
2025

Courtesy of Lynne Forbes from South Eastern Development Foun.


The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the REALTOR® Association of the Sioux Empire, Inc., Multiple Listing Service. Real estate listings held by brokerage firms other than our company are marked with the Internet Data Exchange™ logo or the Internet Data Exchange thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. The broker(s) providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision. © 2026 REALTOR® Association of the Sioux Empire, Inc. Multiple Listing Service. All rights reserved.

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